Mumbai, July 3 (IANS) For Sushmita Sen, "Aarya" is not just a professional choice, but a personal win.
"'Aarya' is a personal win. It is amazing how much it has taken for me to transcend layers of disappointment and pat my own back and remind myself 'apna time aayega'," Sushmita said.
The actress made her comeback with "Aarya", which delves into how organised crime and betrayal run deep in a family. It is about how her protagonist Aarya is pulled into the narcotics business when her family is threatened.
Talking about the success of the show, she said: "The universe conspired for this show to come my way. The script, ace director Ram Madhvani and his amazing team is a soul connect for me. We think alike on many levels. Aarya is a character with many layers. In season one we haven't even scratched the surface of the character and we have 5 seasons written. You can't imagine what's to come after."
"For the first time in my career, and I say this with immense pride and love, when I look at 'Aarya' as a whole, it is very difficult for me to choose one scene. I have too many moments in it that I sit there and I forget it's me and I say I love this Aarya. She has got so many things that I have and so many things I wish I had. Aarya is not just a performance but a soul," she added.
Asked what were the things she discovered about herself while making "Aarya", Sushmita said: "Every time I went on the set and essayed a character, it was a lot of projection rather than feeling. The kind of commercially inclined projects I did, didn't really help me grow a whole lot.
"So I never really discovered Sushmita in a film. These 10 years made me an observer of life. While filming 'Aarya', I had to no longer portray or project. I had to be. We were not allowed to use glycerin to cry or cut to add any sweat and a feel. Every emotion had to be portrayed then and there and the best way you could reach the emotion was to feel it," she said during a conversation in "IMDb On the Scene".
Directed by "Neerja" fame filmmaker Ram Madhvani, "Aarya" is an official adaptation of the popular Dutch crime drama "Penoza". The show is written by Sandeep Srivastav and Anu Singh Choudhary, and also features Namit Das, Jayant Kripalani, Sohaila Kapoor, Sugandha Garg, Vishwajeet Pradhan and Manish Chaudhary.
New Delhi, Aug 8 (IANS) Public sector banks would need to increase their provisioning buffer factoring in the incremental provisioning requirement on restructured loans and potential NPAs, a report said.
To discourage rampant and unviable restructuring, the RBI has now mandated that banks will be required to make high provisions at 10 per cent on restructured retail/corporate loans (20 per cent on corp loans for banks outside inter-creditor agreement).
According to analysts, higher provisioning cost would deter unwarranted restructuring. But, this would put pressure on the PSBs to accelerate the pace of increasing their provisioning buffer or disallow restructuring, even in genuine case of stress due to the Covid-19 pandemic.
"Assuming Covid-19-induced stressed loans at 10-15 per cent and at least 50 per cent restructured in the worst case, our rough calculations show systemic level immediate additional provisioning cost at 10 per cent could be 50-75 bps," Emkay Global Financial Services said in a report.
This would mean certain banks would fare better while restructuring loans under stress owing to the pandemic. While ICICI/Axis carry contingent provisions of 125-130 bps, HDFCB/KMB/IIB/RBL have around 60 bps. But large PSBs have contingent provisions of just 10-15 bps.
"Thus, we believe that some banks may have to further accelerate their provisioning buffer, factoring in the incremental provisioning requirement on restructured loans and potential NPAs," Emkay said in its report.
The provision required for restructured loans, however, provides for reversal of 50 per cent of provisioning on retail loans in case the borrower pays 20 per cent residual debt, and the balance 50 per cent on payment of another 10 per cent without slipping into NPA.